Independent money-transfer comparisons
See what actually arrives.
Providers advertise the fee. We measure what your recipient gets after the fee and the exchange-rate markup — read off each provider’s own quote, dated, and checked again on a schedule.
Latest comparison
Sending €500 from Germany to Nigeria
Ranked by what the recipient receives, from each provider’s own public calculator.
| Provider | Fee | Rate (1 EUR) | Recipient gets | Provider’s stated speed |
|---|---|---|---|---|
Taptap Send Most received | None | 1,555.000 NGN | 777,500 NGN | 95% under 3 minutes |
Ria | €0.00 | 1,546.121 NGN | 773,060.50 NGN | Not shown |
WorldRemit | €0 | 1,543.3671 NGN | 771,684 NGN | Within 2 working days |
Wise | €4.34 | 1,556.50 NGN | 771,494.79 NGN | In 2 minutes |
Why trust these numbers
How we compare
01 · Read at the source
We read the real quote
Every figure comes from the provider’s own screen at a stated amount and moment, with the time recorded — never an advert, a press release, or a rewrite of their marketing.
02 · One benchmark
Measured against the mid-market rate
The exchange-rate markup is usually the biggest hidden cost. We show it against an independent mid-market reference — the ECB rate where it publishes one — so a “zero fee” offer can’t hide it.
03 · Dated, twice
Every figure shows its date
Each comparison shows when the benchmark rate was taken and when each provider’s quote was captured — separately, because a fresh benchmark does not make an old quote current. If a quote is stale, the page says so, and we never rank a provider by what it pays us.
Send money
Popular corridors
One page per route: which providers work, what the recipient can actually receive, and what it really costs.
Tools
Do the math yourself
Exchange-rate markup calculator
Paste the rate a provider offers and see exactly how much of your money the markup eats.
Open calculator“Recipient gets” calculator
Fee plus rate, in one number: what lands on the other side for any amount.
Open calculatorGuides
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Independent, and paid the honest way
Afromium is not a bank or a transfer service, and no link on this site earns us a commission yet. If that changes, the link will be marked — and it will never affect which provider ranks first. That’s decided by what your recipient receives, full stop.
- Every number shows the date it was checked
- Affiliate relationships disclosed on every page that has one
- No provider can pay to be ranked higher
- Corrections policy — tell us if we got something wrong